Personal Loan

We help finance adventures, education and hobbies. Start an application online in under a minute.

 
 

Back To School Loan

We've got you covered.

Why Borrow With Us?

Low Rate

Our Low Rate Personal Loan is Variable 9.33% APR  .

Easy Application

Start Your Application Online.

Join & Apply

No Waiting For New Members

Borrow Up to €50,000

Finance Big or Small Projects.

Our Personal Loan is Really Personal

What Would You Buy?

We Help Finance

  • Holidays
  • Weddings
  • Medical Expenses
  • Back To School Expenses
  • Third Level Education
  • Credit Card Debts
  • Adventures
  • Sport Equipment
  • Car Insurance
  • House/Medical Insurance

Contact us and see if we can help!

Apply Now

Loan Calculator

Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating which may limit your ability to access credit in the future.

See How Much You Could Borrow.

1

Tell us your monthly income

We ask some basic questions about how much you earn each month.
2

Tell Us Your Fixed Monthly Outgoings

No need to grab all your shopping receipts! Just the things you definitely have to pay out a fixed amount on every month.
3

We Tell You What You Could Borrow

Based on the information provided the calculator shows you the maximum amounts you could borrow over the different terms up to five years.

The information provided on this Calculator is for information purposes only and does not constitute an offer of credit or any form of advice, recommendation or arrangement by the Credit Union. The calculation is based on limited information provided by you, a credit decision will require further information and full underwriting.

Lending criteria and terms and conditions apply.

The calculation is based on a maximum unsecured borrowing of €70,000, for amounts larger than this please contact the Credit Union. Security may be required.

A loan of €1,000 over 1 year with 12 monthly installments costs €87.41 per month at a variable rate of 8.92% (Annual Percentage Rate (APR) 9.33%). The total amount you pay is €1,048.92. Cost of credit is €48.92. Variable rates may increase which would cause the cost of credit to increase.

Terms & Conditions Apply –Whilst every care has been made in the production of this information, it is for illustrative purposes only and to give you an overview of the potential cost of borrowing at Donegal Town Credit Union. It does not constitute a loan offer.

Loans are subject to approval. Terms and conditions apply. * Terms and conditions apply to Free Loan Protection Insurance.

*APR Annual Percentage Rate

The information provided on this Calculator is for information purposes only and does not constitute an offer of credit or any form of advice, recommendation or arrangement by the Credit Union. The calculation is based on limited information provided by you, a credit decision will require further information and full underwriting.

Lending criteria and terms and conditions apply.

Donegal Town Credit Union accepts no responsibility for errors due to changes in rates or offers which have occurred after this date. You are advised to check with our offices for up-to-date rates and offers.

Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.